What Do We Do?

• Fortress Capital Partners (“FCP”) provide short-term bridging loans to borrowers for their property projects
• We do this by securing loans from people who want to invest, our “Partners”
• Our borrowers get fast, short-term access to the capital they need to complete their property projects
• While at the same time, our investors get access to highly attractive, guaranteed monthly returns, without taking the typical risks associated with investments such as stocks and shares or even direct investment into property or other asset class

What Borrowers Do We Lend To?

• At FCP we know that every borrower is different
• We have the flexibility to consider the broadest range of circumstances and the property market experience to recognize potential where traditional banks and other types of lenders see risk
• As long as there is a clear exit by way of a sale or refinance, which FCP will also be able to help with, we are happy to consider the loan, subject to criteria.

Types of loans?

• Acquisition
• Refurbishment
• Redevelopment
• Mezzanine
• Unsecured (subject to a Personal Guarantee, backed by property security
• Developer exit loans for completed and nearly completed projects in need of extra finance
• Auction completing loans
• Commercial bridging loans to expand property portfolios
• Mortgage bridging loans, when traditional lenders can’t complete quickly enough
• Debt consolidation

How Much Do We Lend?

• FCP loans are designed to provide a steady cash flow for short term projects that have a clear exit strategy
• Loans are available for up to 70% of the valuation of the project, including the cost of borrowing
• We charge a fixed rate of interest depending on the type and amount of loan required, with no exit fees, with a portion of this being paid out to our investors

How Is FCP Different?

• What sets FCP apart in the bridging loan market is our combination of technology and experience
• Our streamlined application process means borrowers can receive an agreement in principle really quickly
• All our loans are closely scrutinized by our team of seasoned property professionals and we have an extensive network of partners and service providers on hand to help.

Why Become An FCP Partner?

• Our Funders, our Partners, enjoy the benefits of high interest rates by pooling their funds together in our private finance model, thereby accessing annual rates of return that might otherwise be out of reach as a solo investor without the risk of investing in the stock market.
• We require a minimum loan/investment amount of £1,000
• All of our loans are short-term (typically between 3-6 months), so your money stays liquid
• We charge our borrowers a fixed rate per month, out of which you receive your guaranteed return, subject to the amount you have invested with us

Partner Investment Summary

*   Available to individuals or companies

*   Min lump sum investment £1,000

*   Max lump sum investment £500,000

*   Min monthly investment £100 pm

*   Min term - 1 month

*   Max term - 5 years

*   Min withdrawals - £1,000

*   Max withdrawals - 100% of the current balance

*   Notice period for withdrawals - 1 month

*   Min top-up’s - £1,000

*   Interest rates - fixed and guaranteed for 5 years (see below)

*   Interest paid monthly or rolled up onto the amount invested

*   Investors receive a statement of account every calendar quarter showing their current balance

*   Available to U.K. and international clients

*   Backed by UK real-estate assets

*   Investments are subject to security checks and due-diligence

*   For more information, go to www.fortresscapital.co.uk